Mark was getting tired of hearing Mary ask, ?Why can't you help us stop foreclosure?? Mark, who worked for her lender, just kept telling her over the phone ?Mary, you and your husband have missed way too many mortgage payments.?

?What did you expect??

?I know your husband was sick, but we have guidelines to meet here that are very strict.?

?Going without making 4 payments in a row is just not acceptable.?

?Like I told you last month, I don't care if your husband Tom is back to work now and you can make your payments.?

?It's just way too late, and unless you can come up with the $8000.00 to recoup what we've lost in back payments, and attorney costs, we're going to put your house up for foreclosure sale so we can get our *moneys back.?

In desperate anguish, Mary replied,

?How can you be so thoughtless and inconsiderate??

?My husband has a good job and is back to work.?

?We can make our Mortgage payments now!?

?We've lived in our beautiful home for 10 years now, our children are doing great in this school system.?

?We had some temporary bad luck, but that shouldn't cause us to lose our home should it??

?How can you do this to us??

Like millions of homeowners facing foreclosure, Mary was told by her mortgage lender that unless she paid the entire balance due for late payments on her home, and attorney fees, she would lose her home to a foreclosure sale. Everything they had worked so hard for would be lost. All the improvements done for and paid for would now be in vain. They were going to lose their home. An unbelievable situation, but one that happens everyday to homeowners all across America.

You see, Marys' husband Tom became seriously ill. Tom actually was unable to work for 4 months because of the illness. They were unable to make their monthly mortgage payment of $1500.00. What money they did have coming in from Marys' job was used just to live off of and maybe pay a small bill here and there.

Now, Toms' illness has passed. He has a clean bill of health, and is back to working full time again. They want to keep their home, can now make the monthly mortgage payments, and are 3 or more months behind with their mortgage payments. But their lender still won't help them out.

Why is this? And why do so many homeowners in this situation have to lose their homes?

? Do Mary and Tom have a chance of stopping foreclosure on their home?

? Just what and who do they need to contact to stop their foreclosure?

? If they can stop foreclosure, how much will it cost them?

? How long will it take to stop their foreclosure if it is indeed possible?

? Should Mary and Tom file bankruptcy to save their home, or should they seek financial help to stop foreclosure?

Thousands and thousands of homeowners in foreclosure have unanswered questions like Mary and Tom. Fortunately, for them, Mary and Tom were able to contact a qualified loss mitigation agency that has one goal, and that is the goal of helping homeowners stop foreclosure and keep their homes. They provided counseling before, during, and after the foreclosure was resolved.

Yes, there is hope. Not everyone can get the kind of help that Mary and Tom qualify for, but there are many programs and options available for homeowners in distress and behind on their mortgage payments.

Losing your home unnecessarily because you weren't aware of the many possibilities available to you to stop foreclosure is a shame. It only takes a few minutes of consultation with a loss mitigation specialist to see if you qualify for the kind of help that will save your home, and let you get on with your life once again.

They can advise you on all of the following:

? Your Stop foreclosure options.

? What Stop foreclosure programs you qualify for.

? Your states laws and how they affect your situation.

? And much, much more.

Get educated now about foreclosure. Know your options, federal programs available, your states laws. Get the help you need today because time is not on your side. You need to act quick, and do it today before you suffer the devastating effects of a foreclosure sale on your most valuable asset, your home.

More info on your stop foreclosure information search:

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